From one-to-one conversations, to total compensation statements, to a mobile app that serves as a digital benefits card, we know that personalized benefits information is the most important kind.

Univers brings together the latest technologies to make everything more personal, both before enrollment and after.

Pre-Enrollment

Personalized pre-enrollment communications may include:

• Personalized pre-enrollment worksheets including only the benefit plan options available to each individual
• Payroll stuffers

Enrollment

Personalized services at the time of enrollment may include:

• A personalized online enrollment experience that presents only the benefit plan options available to each individual
• A one-to-one session with a Univers Certified^SM benefits specialist

Post-Enrollment

Personalized post-enrollment services may include:

• Benefit election confirmation statements
• Total compensation statements
• The Univers Mobile App, which lets subscribers carry personalized benefits information on-the-go

The Univers Mobile App is a new way to help employees and their dependents keep vital personal insurance information – literally, right at their fingertips. Designed for use with any Apple® iOS or Android™ mobile device, the Univers Mobile App pre-populates specifics relating to an individual's benefit elections across multiple insurance plans, including health, prescription drugs, dental, vision and more. Specifics include policy numbers, co-pay and deductible amounts, carrier contact information and other vital information that is usually distributed across several wallet cards and a stack of at-home paperwork.